CORD programs and activities have been inspired and formulated based on dynamic and vibrant interactions with thousands of villagers. CORD's strength and success has been due to its coalition with villagers, where there is cooperative effort to organize, build, and find relevant solutions to personal, familial, and communal concerns.

Please read testimonials, stories of people touched by these programs.

Self-Help Groups: Accessing Financial Resources

The concept of the Self-Help Group (SHG) was introduced in 1994 at Sidhbari, and its resounding success made it the new form of micro-banking in village communities. SHG organizes the formation of a small voluntary association of not more than 20 poor people for the purpose of helping them solve their financial difficulties.

The women within the Mahila Mandals or the youth within Yuva groups then initiate the opening of a small-scale, group savings and loan account. SHGs not only help their members take care of each other's financial needs, but also help them learn and refine their skills of financial management, communication, and mediation.

CORD has trained and sensitized more than 20,000 bank officers, government and non-government officers, and organizational workers to promote SHGs, thereby making micro-banking available to the poorest of the poor.